What is a sacrament?

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A sacrament is a sacred act instituted by Christ, in which God, through His Word connected to certain visible means, gives us, and assures us of the grace earned by Christ and received by faith.

Ex. 20:24: In all places where I record my name I will come unto thee, and I will bless thee.

Augustine: When the Word unites with the substance, a Sacrament is born.