What types of trials confront people here on earth?

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And lead us not into temptation. What does this mean? God indeed tempts no one; but we pray in this petition that God would guard and keep us, so that the devil, the world, and our flesh may not deceive us nor seduce us into misbelief, despair, and other great shame and vice; and though we be assailed by them, that still we may finally overcome and obtain the victory.

There are two types of trials, good and evil. Evil trials are called temptations.